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27Jul Investing Based on the Headlines

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One of the worst things long-term investors can do is make investment decisions based on the headllines. Long-term investing is based on the belief that, over time, the stock market will always go up. This is a chart of the Dow Jones average

12Mar Reversing the Conventional Wisdom

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One of the biggest concerns retirees have is running out of money during their retirement years. A significant risk factor affecting whether retirees will be able to maintain their cash flow is negative investment returns during the early years of retirement. Losses in the early years, plus the withdrawals taken during those years, can lead to an

08Oct Why you shouldn’t call Social Security about your claiming strategy!

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Most people are aware that if you wait until age 70 to file for your Social Security benefits, your monthly benefit will be a lot higher - 32% higher to be exact. And one of the greatest things about this is that not only will you receive this higher benefit for the rest of your life, your

15Aug Time to Scrap the “4% Rule”

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Since the 1990’s, retirement experts have been recommending an easy formula to figure out how much you can safely spend in retirement. Simply determine the value of your retirement portfolio at the end of each year, and then plan on spending 4% of that balance during the following year. This approach is called a “static”

24Jun Go Team USA!

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Watching the USA vs Portugal match at Fado’s Irish Pub on Sunday got me thinking about how much we really hate to lose. Yeah, I know we didn’t lose, but for the several hundred of us who chanted “USA, USA, USA” for two hours, that last minute draw sure felt like a loss. This strong dislike

05May Remember the concept of buying low and selling high?

No Comment(s) Posted by Andy Anderson

The 10-year gap between the average mutual fund investor and the average fund increased to 2.5% by the end of 2013. The typical investor gained 4.8% annualized over the 10 years while the typical fund gained 7.3%. Yikes! Why is the investor underperforming? It’s not so much that investors pick bad funds, it’s that their timing in

02Apr A New Study That Could Impact Your Retirement Investing

No Comment(s) Posted by Andy Anderson

Most of us have heard that we should gradually reduce our exposure to stocks as we get closer to retirement. This concept makes a lot of sense - reduce risky stocks and shift into safer bonds. Surprisingly, new research shows that this may not be the best way to achieve your retirement goals. Researchers recently looked at 141

30Oct Weighted Indexes: How Are You Choosing Your ETFs?

No Comment(s) Posted by Andy Anderson

With the number of exchange-traded funds (ETF's) growing each year, it is important for you as an investor to understand exactly what you are purchasing if you plan on investing in an ETF. When you are deciding which ETF to buy, typically you would first decide what general area of the investment universe you want exposure to. One

18Aug Alternative Investment Types – Blog #2

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As you may recall from my earlier blogs, the objective of alternative investments is to reduce the volatility of a portfolio by investing in products that are not highly correlated with stocks and bonds. Here are a few additional types of alternative investments: Merger Arbitrage This is a strategy that involves the fund manager earning income by investing

03Aug Alternative Investment Types – Blog #1

No Comment(s) Posted by Andy Anderson

As promised in my most recent blog on alternative investment strategies, my next few blogs will describe some of the most popular alternative investment types available. Long/Short Equity Funds This type of fund combines a core group of long stock positions with short sales of stock or stock index options and futures. The fund managers take a

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