Category Archives: Retirement

Reversing the Conventional Wisdom
One of the biggest concerns retirees have is running out of money during their retirement years. A significant risk factor affecting whether retirees will be able to maintain their cash flow is negative investment returns during the early years of retirement. Losses in the early years, plus the withdrawals taken during those years, can lead to an
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Time to Scrap the “4% Rule”
Since the 1990’s, retirement experts have been recommending an easy formula to figure out how much you can safely spend in retirement. Simply determine the value of your retirement portfolio at the end of each year, and then plan on spending 4% of that balance during the following year. This approach is called a “static”
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