Disclosures
Navigate Financial Advisors is a Registered Investment Advisor in the State of Colorado The information on this website is for general informational purposes only and is subject to change. Our website does not represent a solicitation to offer to buy or sell securities. Further, it does not represent an offer to provide investment advisory services in states where we have not filed notice or where we do not have an exemption or exclusion from filing notice.
Information throughout this site has been obtained from sources that are believed to be accurate and reliable; however, we cannot guarantee the accuracy of all material, nor can we be responsible for information on linked websites. We do not offer or render investment advice through this medium, and nothing should be considered investment, financial, tax or legal advice. Please be aware that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those recommended by Navigate Financial Advisors Inc) will be profitable or equal any past performance level.
Privacy Notice
Navigate Financial Advisors, Inc. is committed to maintaining the confidentiality, integrity and security of the personal information that is entrusted to us.
The categories of nonpublic information that we collect from you may include information about your personal finances, information about your health to the extent that it is needed for the financial planning process, information about transactions between you and third parties, and information from consumer reporting agencies, e.g., credit reports. We use this information to help you meet your personal financial goals.
With your permission, we disclose limited information to attorneys, accountants, and mortgage lenders with whom you have established a relationship. You may opt out from our sharing information with these nonaffiliated third parties by notifying us at any time by telephone, mail, fax, email, or in person. With your permission, we share a limited amount of information about you with your brokerage firm in order to execute securities transactions on your behalf.
We maintain a secure office to ensure that your information is not placed at unreasonable risk. We employ a firewall barrier; secure data encryption techniques and authentication procedures in our computer environment.
We do not provide your personal information to mailing list vendors or solicitors.
We require strict confidentiality in our agreements with unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors. Federal and state securities regulators may review our Company records and your personal records as permitted by law.
Personally identifiable information about you will be maintained while you are a client, and for the required period thereafter that records are required to be maintained by federal and state securities laws. After that time, information may be destroyed.
We will notify you in advance if our privacy policy is expected to change. We are required by law to deliver this Privacy Notice to you annually in writing.
Electronic Communications Disclosure
The confidentiality of Internet email or text messages cannot be guaranteed. Do not include private or confidential information such as passwords, account numbers, Social Security numbers, etc., in any emails to Navigate Financial Advisors.
Instructions having financial consequences such as trade orders, funds transfer, etc., should not be included in your email or text message communications with Navigate Financial Advisors, and we will not act on such instructions.
Business Continuity and Succession Plan
Navigate Financial Advisors Inc. has developed a Business Continuity and Succession Plan indicating how we would respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will need to be flexible in responding to actual events as they occur. With that in mind, we are providing you with the following information on our plan.
Contacting Us – If, after a significant business disruption, you are unable to contact us as you usually do at 303-734-7170, or andy@chartthepath.com, you should call our alternative number 303-809-6343, or go to our website at www.chartthepath.com. If you cannot access us through any of these means, you should contact your custodian. They will be able to give you instructions on how to obtain prompt access to funds and securities, enter orders and process other trade-related, cash and security transfer transactions.
Our Business Continuity and Succession Plan – We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our clients to transact business. In short, our business continuity and succession plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.
Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with clients, and regulators; alternate physical location of our office; regulatory reporting; and assuring our clients prompt access to their funds and securities if we are unable to continue our business.
Our custodians back up our important records in a geographically separate area. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption, we have been advised by our custodian that their objective is to restore their operations and be able to complete existing transactions and accept new transactions and payments within a very short time-frame. It is possible that your orders and requests for funds and securities could be delayed during this period.
Varying Disruptions – Significant business disruptions can vary in their scope, such as: only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the entire region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 24 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within 72 hours. In either situation, we plan to continue in business, transfer operations to our custodian if necessary, and notify you through our website www.chartthepath.com or our customer emergency number, 303-809-6343, regarding how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.
Death or Disability of a Key Employee – In the case of the death or disability of a key employee, you will be notified as soon as possible. You will also be provided with the contact information for the custodian of your account(s). Access to your account(s) will not be affected by this type of disruption to our operations.
For more information – If you have questions about our business continuity and succession planning, you can contact us at 303-734-7174 or andy@chartthepath.com.
A copy of our current written disclosure statement (Form ADV Part 2) is available upon request.
If you would like to check us out on the Investment Adviser Public Disclosure website click here.